Do You Have a Real Estate Related Question? I Will Email You an Answer Quickly. As a top Conroe, Lake Conroe, and The Woodlands real estate expert, it's my job to help! Please take advantage of my experience and knowledge. Ask me anything about: - Any particular home that is or was on the market. - Neighborhoods and local market trends. - Local demographics and the economy. - Tricks and traps when buying real estate in this area. - Special tax considerations regarding real estate. - Specific questions about contracts, escrow, and closings. - Anything real estate! It's my job to know EVERYTHING about real estate! Ask me anything. There are no dumb questions! It's FREE, and I promise to get back to you quickly... 
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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Where is the world's largest mud building?
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The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season. |
 See More Real Estate Trivia > |
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Keith Robertson
Top Guns Realty
12828 Hwy 105 West
Conroe, TX. 77304
936 588-4006
936 522-6100
Fax: 936 588-4040
Email: keithrobertson@NUMBER1EXPERT.com
Keith Robertson's enthusiasm for real estate isn't the only reason he has been a multi-million dollar sales producer year after year since 1989 - it's also because the profession demands the skills he has used all of his adult life.
A father of four, a military veteran and a management professional before entering into real estate, Keith has long been active in the community he now serves. As a member of the Lions Club, Kiwanis Club, the American Legion, VFW and two Chambers of Commerce, he has gained a keen understanding of the heart and soul of the area.   
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